Disability insurance

Disability insurance is a type of insurance that will provide income in the event a worker is unable to perform their work and earn money due to a disability. There are many types of organizations that provide different types of disability insurance. Each organization and disability insurance type have specific rules as to what constitutes a disability and how a person might qualify to receive the disability benefit.

Types of Disability insurance

• Long-term disability insurance.
• Short-term disability insurance.
• Mortgage disability insurance.
• Supplemental disability insurance.
• Social Security disability insurance.
• State disability insurance.
• Self insurance.
• Workers’ compensation.

Notable Disability insurance Companies

• Metropolitan Company.
• Sanlam Company.
• Old Mutual Company.
• Discovery Life Company.
• Liberty Life.
• Momentum Life.